Don’t overlook trusts, they could be a useful way to pass on wealth

Grandparents sitting on a jetty with their grandchildren.

Don’t overlook trusts, they could be a useful way to pass on wealth Trusts may be a useful way to pass on wealth, but research suggests it’s an option some people are dismissing.  You can place a variety of assets in a trust, from investment to property, for the benefit of another person, known as […]

4 annuity myths that could mean you’re missing out on security in retirement

A man reading a newspaper.

4 annuity myths that could mean you’re missing out on security in retirement Annuities could provide you with income security in retirement. Despite this being a common goal among many thinking about their future, misconceptions may mean retirees are overlooking annuities.  According to a Standard Life study, almost half of over-50s who are aware of […]

10 magical life and money lessons you can learn from Disney

10 magical life and money lessons you can learn from Disney The Walt Disney Company is celebrating a huge milestone – its 100th anniversary. On 16 October 1923, brothers Walt and Roy Disney set up Disney Brothers Cartoon Studio to produce films. From humble beginnings, the company has gone on to become one of the […]

Investment market update: July 2023

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Investment market update: July 2023 Data from economies around the world indicate business output and confidence could be slowing. Read on to find out what influenced the investment market in July 2023.  Despite some data suggesting there could be a downturn in some areas, the International Monetary Fund (IMF) has lifted its global growth forecast […]

What could the UK learn from the happiest countries in the world?

A mother giving her daughter a piggyback, and laughing together.

What could the UK learn from the happiest countries in the world? The World Happiness Report has named Finland the happiest nation in the world in 2023 – it’s the sixth consecutive year the country has won the title. Read on to find out what the UK could learn from some of the happiest countries.  […]

Here’s what mortgage lenders consider when carrying out affordability tests

A couple looking at properties sale on a laptop.

Here’s what mortgage lenders consider when carrying out affordability tests Applying for a mortgage can be stressful. You might worry a lender will reject your application and the effect it could have on your plans. A better understanding of what lenders are considering when making a decision may be useful and could reduce anxiety.  Even […]

Why emotional decision-making could be costing you investment returns

A man reading the news on a tablet.

Why emotional decision-making could be costing you investment returns It can be difficult not to let your emotions influence the decisions you make. When investing, emotional decision-making could be harming your portfolio’s performance and your ability to reach your goals.  While you try to make investment decisions based on logic and facts, it can be […]

Investment market update: April 2023

The outside of the Bank of England, London.

Investment market update: April 2023 High inflation continues to affect economies around the world. However, there are positive signs of recovery, and some surveys indicate that people are starting to feel more confident about the future.  While many things can affect short-term market movements, remember you should invest with a long-term goal in mind. If […]