4 valuable ways lifetime cashflow forecasting could give you financial confidence

A family with a young child holding hands outdoors.

4 valuable ways lifetime cashflow forecasting could give you financial confidence Lifetime cashflow forecasting is a core part of financial planning that could help you understand how your future may look. It could provide essential information that means you’re able to feel confident about what’s to come and the decisions you make. Read on to […]

2 key Budget announcements that may affect your financial plan

Multi-generational family playing football in a park.

2 key Budget announcements that may affect your financial plan Chancellor Rachel Reeves delivered the new Labour government’s first Budget on 30 October 2024. Amid the announcements were key changes to Capital Gains Tax (CGT) and Inheritance Tax (IHT) that could affect your financial plan.  Ahead of the Budget, prime minister Keir Starmer said it […]

Your Autumn Budget update – the key news from the chancellor’s statement

exterior of HM Treasury, London

Your Autumn Budget update – the key news from the chancellor’s statement Almost four months after Labour won the general election, chancellor Rachel Reeves has delivered her 2024 Autumn Budget, outlining the government’s plans for this tax year and beyond. Arguing that the July general election had given Labour a “mandate to restore stability and […]

Investment market update: July 2024

A person putting a ballot paper into a box.

Investment market update: July 2024 In July, the markets were affected by general elections taking place in the UK and France, and the ongoing presidential campaign in the US. Read on to find out what else affected investment markets in July 2024. Uncertainty and numerous other factors may affect the value of your investment portfolio. […]

How your mortgage interest rate affects the cost of borrowing

A woman using a calculator while reviewing paperwork.

How your mortgage interest rate affects the cost of borrowing You’ve probably heard a lot about interest rates rising and affecting the cost of borrowing for mortgage holders over the last two years. But what exactly do higher interest rates mean for you? Read on to find out.  Borrowers benefited from more than a decade […]

3 fundamental questions to answer if you’re investing for children

A mother and son building a tower from wooden blocks.

3 fundamental questions to answer if you’re investing for children Building a nest egg for your child or grandchild could give them a head start when they reach adulthood. It might allow them to pursue further education, get on the property ladder, or even enjoy a gap year. While saving is one option you might […]

4 unpredictable life events that could mean you’d benefit from a financial review

A couple talking to a financial planner.

4 unpredictable life events that could mean you’d benefit from a financial review It doesn’t matter how much you prepare; sometimes unexpected life events could mean your carefully laid plans go awry. While you can’t know what’s around the corner, you can change how you respond to unpredictable events to help keep your financial plan […]

How to boost your composure and reduce investing FOMO

A group of friends hiking and laughing together.

How to boost your composure and reduce investing FOMO Have you ever invested due to a fear of missing out (FOMO)? Fearing that you’ll overlook the next big opportunity to grow your wealth might lead you to take on more risk or increase your exposure to a particular area or sector. Read on to find […]

Investment market update: April 2024

A man looking at stock market performance on his phone.

Investment market update: April 2024 Interest rates and inflation continued to affect markets around the world in April 2024. Read on to find out what else may have affected investment markets and your portfolio in April. Expectations of interest rate cuts were good news for gold. Investors who feared falling interest rates would lead to […]