How financial planning could give you the confidence to spend more
How financial planning could give you the confidence to spend more The importance of saving is drummed into us from a very early age. As a child, for example, you may have had a moneybox and been encouraged to save your spare coins. As you get older, this extends into saving for university, saving up […]
Why successful investing starts with your mindset, not the markets
Why successful investing starts with your mindset, not the markets What’s the most important factor affecting the performance of your investments? Your mind might jump to the ups and downs of the market, and they do have an effect. When share prices rise, so too will the value of your portfolio. However, the markets aren’t […]
3 valuable ways to create a guaranteed income in retirement
3 valuable ways to create a guaranteed income in retirement According to a September 2025 Financial Planning Today article, 39% of people say a guaranteed income is their main priority in retirement. Knowing how much income you’ll receive from certain sources can provide the certainty you need to enjoy retirement with greater confidence. There are […]
Phasing into retirement: The emotional and financial benefits
Phasing into retirement: The emotional and financial benefits Last month, you read about how retirement is changing, with almost half of workers aged over 50 exploring phasing into retirement. There are plenty of reasons why more people are considering a gradual retirement, including the emotional and financial benefits this option could offer. A gradual retirement […]
The difficult but important estate planning conversations to have with your family
The difficult but important estate planning conversations to have with your family An estate plan sets out how you’d like your assets to be managed and distributed during your life and when you pass away. It often involves thinking about difficult topics, such as your funeral preferences or who you’d like to receive heirloom possessions. […]
Investment market update: October 2025
Investment market update: October 2025 October 2025 proved to be a positive month for many investors, with markets reaching record highs. Read on to find out more about what factors may have affected your portfolio’s performance. Remember to take a long-term view when assessing your investments and consider your risk profile when making decisions. Markets […]
Investment market update: July 2025
Investment market update: July 2025 The US struck trade deals with several countries in July 2025, leading to markets rising and putting an end to some of the uncertainty that had plagued investors for months. Read on to find out what else may have affected your investments recently. While it might seem like 2025 has […]
Does your income make you a “Henry”? Here are some ways it could affect tax considerations
Does your income make you a “Henry”? Here are some ways it could affect tax considerations High earners striving to build wealth, dubbed “Henrys” (high earner, not rich yet), may find their tax position changes drastically as their income grows. Being aware of your tax liability now and in the future could allow you to […]
The decumulation dilemmas you might need to overcome when you retire
The decumulation dilemmas you might need to overcome when you retire One of the retirement challenges many people face is how to handle wealth decumulation. During your working life, you’re typically working to increase your wealth, and this usually shifts as you enter retirement. So, if you’re retired or are nearing the milestone, read on […]
The power of visualising your wealth: From cloth to cashflow modelling
The power of visualising your wealth: From cloth to cashflow modelling Understanding where your wealth is coming from and how you’re using it could help you make more informed decisions. However, as so many assets are intangible, having a clear picture of your wealth can be difficult. Finding ways to visualise all your assets is […]