Powerful reasons to plan how to use your 2026/27 allowances and exemptions now

Powerful reasons to plan how to use your 2026/27 allowances and exemptions now The 2026/27 tax year started on 6 April 2026. While you have until 5 April 2027 to use tax-efficient allowances and exemptions, making a plan now could be valuable.  Here are four powerful reasons to consider your tax strategy for the current […]

Wealth v strategy: Why a financial plan is essential

Wealth v strategy: Why a financial plan is essential Building wealth without a financial plan may be like searching for a destination without a map. You might miss the most efficient route, take an unnecessary detour, or miss your intended target altogether. A clear plan could be essential for helping you reach your goals.  If […]

Your Spring Statement update – the key news from the chancellor’s speech 

Just over three months after her lengthy Autumn Budget, chancellor Rachel Reeves has addressed the House of Commons and delivered the government’s 2026 Spring Statement. Ahead of the Statement, Reeves reinforced the government’s commitment to “one fiscal event, one Budget, a year”. So, it will come as a relief to many, including business owners, that […]

Investment market update: January 2026

Investment market update: January 2026 Geopolitical tensions and threats of trade tariffs continued to impact global investment markets at the start of 2026. Read on to find out what factors may have affected your investments at the start of 2026. Markets experienced highs, but geopolitical tensions continue to cause volatility  On 2 January, the first […]

Smart tips that could help first-time buyers pay off their mortgage quicker

Smart tips that could help first-time buyers pay off their mortgage quicker The amount borrowed by the average first-time buyer has reached a record high as loosened affordability tests mean some can borrow more. According to a Guardian article (15 December 2025), the average first-time buyer borrowed £210,800 in the year to September 2025. While […]

The money lessons you can teach children at every stage to boost their financial literacy

The money lessons you can teach children at every stage to boost their financial literacy Financial literacy was first introduced into the national curriculum back in 2014, aimed at children aged between 11 and 16.  However, the delivery was inconsistent, as the requirement wasn’t mandatory across all schools.  Now, as part of a curriculum assessment, […]

6 in 10 over-45s are underestimating the cost of care by thousands of pounds

6 in 10 over-45s are underestimating the cost of care by thousands of pounds Brits could face a worrying shortfall if they need care later in life. A report from the Just Group (8 December 2025) suggests that 6 in 10 over-45s are underestimating the cost of a care home by thousands of pounds.  Industry […]

2 reasons to mark the new tax year in your calendar

2 reasons to mark the new tax year in your calendar On 5 April 2026, the current tax year will end, and the new one will start the following day. Making a note of the deadline in your calendar could help you make the most of tax breaks as part of your financial plan. Here’s […]

The power of pension tax relief and how it could boost your retirement income

The power of pension tax relief and how it could boost your retirement income If you’re saving for retirement, you will want to get the most out of what you’re putting into your workplace or private pension.  Fortunately, there are plenty of tax efficiencies when you save your wealth into a pension. Indeed, any investment […]

Your Autumn Budget update, and what it means for you

Your Autumn Budget update, and what it means for you After months of speculation and rumour, Chancellor Rachel Reeves has delivered the Autumn Budget for 2025. In this update, we’ll explain the key changes and what they mean for you.  Last year, in her maiden Budget, the Chancellor sought to balance the public finances with […]