6 in 10 over-45s are underestimating the cost of care by thousands of pounds
6 in 10 over-45s are underestimating the cost of care by thousands of pounds Brits could face a worrying shortfall if they need care later in life. A report from the Just Group (8 December 2025) suggests that 6 in 10 over-45s are underestimating the cost of a care home by thousands of pounds. Industry […]
2 reasons to mark the new tax year in your calendar
2 reasons to mark the new tax year in your calendar On 5 April 2026, the current tax year will end, and the new one will start the following day. Making a note of the deadline in your calendar could help you make the most of tax breaks as part of your financial plan. Here’s […]
The power of pension tax relief and how it could boost your retirement income
The power of pension tax relief and how it could boost your retirement income If you’re saving for retirement, you will want to get the most out of what you’re putting into your workplace or private pension. Fortunately, there are plenty of tax efficiencies when you save your wealth into a pension. Indeed, any investment […]
Your Autumn Budget update, and what it means for you
Your Autumn Budget update, and what it means for you After months of speculation and rumour, Chancellor Rachel Reeves has delivered the Autumn Budget for 2025. In this update, we’ll explain the key changes and what they mean for you. Last year, in her maiden Budget, the Chancellor sought to balance the public finances with […]
How financial planning could give you the confidence to spend more
How financial planning could give you the confidence to spend more The importance of saving is drummed into us from a very early age. As a child, for example, you may have had a moneybox and been encouraged to save your spare coins. As you get older, this extends into saving for university, saving up […]
Why successful investing starts with your mindset, not the markets
Why successful investing starts with your mindset, not the markets What’s the most important factor affecting the performance of your investments? Your mind might jump to the ups and downs of the market, and they do have an effect. When share prices rise, so too will the value of your portfolio. However, the markets aren’t […]
3 valuable ways to create a guaranteed income in retirement
3 valuable ways to create a guaranteed income in retirement According to a September 2025 Financial Planning Today article, 39% of people say a guaranteed income is their main priority in retirement. Knowing how much income you’ll receive from certain sources can provide the certainty you need to enjoy retirement with greater confidence. There are […]
Phasing into retirement: The emotional and financial benefits
Phasing into retirement: The emotional and financial benefits Last month, you read about how retirement is changing, with almost half of workers aged over 50 exploring phasing into retirement. There are plenty of reasons why more people are considering a gradual retirement, including the emotional and financial benefits this option could offer. A gradual retirement […]
The difficult but important estate planning conversations to have with your family
The difficult but important estate planning conversations to have with your family An estate plan sets out how you’d like your assets to be managed and distributed during your life and when you pass away. It often involves thinking about difficult topics, such as your funeral preferences or who you’d like to receive heirloom possessions. […]
Investment market update: October 2025
Investment market update: October 2025 October 2025 proved to be a positive month for many investors, with markets reaching record highs. Read on to find out more about what factors may have affected your portfolio’s performance. Remember to take a long-term view when assessing your investments and consider your risk profile when making decisions. Markets […]