3 practical reasons to check your State Pension forecast before you retire
3 practical reasons to check your State Pension forecast before you retire The State Pension is often a useful foundation when you’re creating an income in retirement. Yet, a survey from Just Group found that a third of people didn’t check their State Pension forecast before stopping work. While the State Pension might not be […]
All the winners and losers from the 2024 Spring Budget
All the winners and losers from the 2024 Spring Budget With one eye on a forthcoming general election, the chancellor has announced a Budget aimed at generating long-term growth, with “more investment, more jobs, better public services and lower taxes”. While the headlines will inevitably focus on Jeremy Hunt’s cut in National Insurance contributions (NICs), […]
Your Spring Budget update – the key news from the chancellor’s statement
Your Spring Budget update – the key news from the chancellor’s statement The 2024/25 tax year is just a month away, and chancellor Jeremy Hunt has delivered his 2024 Spring Budget, outlining the government’s plans for the next fiscal year and beyond. With a general election looming – prime minister Rishi Sunak has said he […]
Investment market update: January 2024
Investment market update: January 2024 While a new year started, many of the key factors affecting economies and markets in January were the same as those in 2023, namely high levels of inflation and recession fears. The World Bank warned the global economy is set to slow for a third successive year in 2024 and […]
A Lasting Power of Attorney could offer protection at every life stage
A Lasting Power of Attorney could offer protection at every life stage Naming a Lasting Power of Attorney (LPA) is often associated with the elderly. But it could provide vital protection and peace of mind at every life stage. An LPA gives someone you trust the ability to make decisions on your behalf if you’re […]
Investors are turning to government bonds. Here’s what you need to know
Investors are turning to government bonds. Here’s what you need to know Rising interest rates have led to government bond yields climbing. It’s made them more attractive to some investors and could provide a way to grow your wealth too. According to figures in FTAdviser, investors pumped £18.6 billion into UK and US government bond […]
How to protect financial gifts to your children from relationship breakdowns
How to protect financial gifts to your children from relationship breakdowns As younger generations face challenges reaching milestones as the cost of living soars, you might be thinking about gifting assets to improve their finances. If your beneficiary is in a relationship, you may want to consider what would happen if they split up with […]
5 handy tips that could help couples create an effective financial plan
5 handy tips that could help couples create an effective financial plan Managing your finances effectively as a couple could provide you with peace of mind and mean you’re more likely to reach your goals. Yet, it can be difficult as you could have very different financial priorities to your partner. Read on to discover […]
How to move into the decumulation phase of retirement planning
How to move into the decumulation phase of retirement planning Transitioning into retirement can present new challenges, not least, understanding how to sustainably start using your assets to create an income. As you move into the decumulation phase, you might worry about balancing your needs now with your long-term financial security, but a plan could […]
Everything you need to know about the 2023 Autumn Statement
Everything you need to know about the 2023 Autumn Statement On 22 November 2023, chancellor Jeremy Hunt delivered the Autumn Statement against a backdrop of a cost of living crisis and a looming general election. It’s been a challenging year with inflation dominating headlines. While inflation has fallen, it’s still higher than the Bank of […]