How to protect financial gifts to your children from relationship breakdowns
How to protect financial gifts to your children from relationship breakdowns As younger generations face challenges reaching milestones as the cost of living soars, you might be thinking about gifting assets to improve their finances. If your beneficiary is in a relationship, you may want to consider what would happen if they split up with […]
5 handy tips that could help couples create an effective financial plan
5 handy tips that could help couples create an effective financial plan Managing your finances effectively as a couple could provide you with peace of mind and mean you’re more likely to reach your goals. Yet, it can be difficult as you could have very different financial priorities to your partner. Read on to discover […]
How to move into the decumulation phase of retirement planning
How to move into the decumulation phase of retirement planning Transitioning into retirement can present new challenges, not least, understanding how to sustainably start using your assets to create an income. As you move into the decumulation phase, you might worry about balancing your needs now with your long-term financial security, but a plan could […]
Everything you need to know about the 2023 Autumn Statement
Everything you need to know about the 2023 Autumn Statement On 22 November 2023, chancellor Jeremy Hunt delivered the Autumn Statement against a backdrop of a cost of living crisis and a looming general election. It’s been a challenging year with inflation dominating headlines. While inflation has fallen, it’s still higher than the Bank of […]
Investment market update: October 2023
Investment market update: October 2023 As inflation remains stubborn, and interest rates may have to remain higher for longer, recessionary concerns have grown around the world. Read on to discover some of the factors that may have affected your investment portfolio in October 2023. When reviewing short-term market movements, remember to focus on your long-term […]
10 festive markets to visit in Europe this year
10 festive markets to visit in Europe this year It’s not too late to book a last-minute Christmas getaway. These fantastic destinations all boast traditional festive markets that are perfect for getting into the Christmas spirit, enjoying a mulled wine, or picking up some gifts. 1. Tallinn, Estonia Dates: 1 December 2023 to 7 January […]
How to help your family manage your affairs when you pass away
How to help your family manage your affairs when you pass away Planning for your death can be emotionally difficult, but it could be a huge help to your loved ones. Research suggests administering an estate after a loved one has passed away can affect mental health and finances. Read on to learn more about […]
5 valuable reasons planning with your partner could cut your tax bill
5 valuable reasons planning with your partner could cut your tax bill Households are paying more in taxes, research suggests. At a time when high inflation may be affecting your outgoings, finding ways to reduce your tax bill could be valuable. If you’re married or in a civil partnership, planning with your partner could help […]
Don’t overlook trusts, they could be a useful way to pass on wealth
Don’t overlook trusts, they could be a useful way to pass on wealth Trusts may be a useful way to pass on wealth, but research suggests it’s an option some people are dismissing. You can place a variety of assets in a trust, from investment to property, for the benefit of another person, known as […]
4 annuity myths that could mean you’re missing out on security in retirement
4 annuity myths that could mean you’re missing out on security in retirement Annuities could provide you with income security in retirement. Despite this being a common goal among many thinking about their future, misconceptions may mean retirees are overlooking annuities. According to a Standard Life study, almost half of over-50s who are aware of […]